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What is 24/5 Trading?

At Hapi you can now buy and sell U.S. market stocks 24 hours a day, Monday to Friday, beyond traditional market hours.


How does it work?

24/5 Trading allows you to operate beyond regular market hours. Instead of only being able to trade between 9:30 a.m. and 4:00 p.m. (ET), you can now buy or sell at different times throughout the day, Monday through Friday.

Session

Hours

24/5 Trading

Regular Trading

Pre-market

4:00 a.m. – 9:30 a.m.

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Regular hours

9:30 a.m. – 4:00 p.m.

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After-hours

4:00 p.m. – 8:00 p.m.

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Overnight

8:00 p.m. – 4:00 a.m.

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Important: When trading outside regular market hours, keep in mind:

  • Only whole shares (no fractional shares)

  • Orders must be placed in share quantity (not dollar amount)

  • Only limit orders are allowed

  • Some assets may not be available for 24/5 trading

Temporary limits on 24/5 Trading

Orders placed outside regular market hours currently have the following maximum limits:

  • Maximum 250 shares per order

  • Maximum USD 25,000 per order

  • Maximum USD 500,000 per sessionr

Orders exceeding these values will be automatically rejected. These limits are temporary and will be expanded soon.


⏳ When are my funds available? (settlement of overnight orders)

Orders placed in the overnight session (8:00 p.m. – 4:00 a.m. ET) take the next market business day as their trade date and settle one business day after that date. This applies equally to evening and early-morning orders in the same session.

Examples: sell Monday the 3rd at 8:30 p.m. → trade date Tuesday the 4th, settles Wednesday the 5th · sell Tuesday the 4th at 2:00 a.m. → trade date Tuesday the 4th, settles Wednesday the 5th.

Cash from an overnight-session sale does not become available "the next day" automatically; it settles on the settlement date above. Any buying power you see before that date may include funds that have not yet settled.

Important (cash accounts): if you use not-yet-settled proceeds from an overnight sale to buy another security and then sell it before the original sale settles, you may commit a good-faith (free-riding) violation under Regulation T, which can restrict your account for up to 90 days. Confirm the settlement date before reusing that cash to buy, withdraw, or transfer.

Inside the app, the flow is clear:

  • On the asset you will see messages such as:

    • “24/5 Trading available”

    • “Market closed – 24/5 Trading”

  • When creating an order, you can choose:

    • Market hours

    • 24/5 Trading

  • Before confirming, you will see a full summary:

    • Estimated amount

    • Closing cost

    • Total

    • Selected session

👉 This allows you to clearly understand when your order will execute and what cost will apply before confirming.


Fees

The closing cost per trade during regular hours remains the same. However, if you trade outside regular hours, a $2.99 fee per trade will apply, regardless of the amount or number of shares.

Do you have a Prime account? In that case, your closing cost is always $0.05, regardless of the trading session.

Trade type

Standard user

Hapi Prime

Regular hours

$0.10 – $0.15

$0.05

24/5 Trading

$2.99

$0.05

👉 You can see the closing cost before confirming a trade.
👉 If you are not a Prime user, the final cost depends on when your order is executed, not when it is placed.
👉 If your order is executed during regular hours, the regular fee will apply.

💡 With Hapi Prime, the closing cost is $0.05 across all sessions, including 24/5 Trading.

Discover this and other benefits here.


Order execution

When you place an order in 24/5 Trading, you are submitting a limit order, which will only execute if there is a counterparty willing to trade at your price or better.

Keep in mind:

  • A limit order may not find a counterparty and may not execute

  • It may be partially executed

  • The closing cost may appear as a range while the order is pending

  • The order will only execute at the limit price or better

Also note that in the 24/5 market there may be lower liquidity and higher volatility, which can lead to wider spreads and price differences. For this reason, this is the only type of order available during these hours.


Risks

Lower liquidity, higher volatility, prices that may change or not reflect the regular session, and wider spreads. Full detail:


Need help?

You can contact the support team from the app. The support team does not provide investment, tax, or legal advice.

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