Your account statement is one of the most important documents related to your investments. Here you can see what you bought, what you sold, how much you have invested, and how your portfolio evolved during the month.
In this article, we explain:
What an account statement is and what it’s used for
How to find it in the app
What sections it includes
How to analyze and interpret it correctly
What Is an Account Statement and What Is It For?
An account statement is an official monthly summary of your investment account.
It includes:
Your beginning and ending balance for the period
Details of your positions (stocks, ETFs, cash)
All your transactions (buys, sells, dividends, deposits)
Cash movements
Important regulatory information
For example, in the January 2026 statement, it shows:
*Beginning Portfolio Value: Initial Total Priced Portfolio: ** $7,191.31
*Ending Portfolio Value: Final Total Priced Portfolio: ** $8,232.42
This shows the change in the market value of your positions during the period.
This document is also useful for:
Tracking your investments
Taxes
Financial verification
Historical performance tracking
How to Find Your Account Statement in Hapi
You have two ways to access it:
Option 1: From the Menu
Open the Hapi app
Go to the Menu
Select Reports
Choose the monthly statement you want to review
Option 2: From Your Portfolio
Go to your Portfolio
Tap Report
Select the corresponding month
The statement downloads in PDF format.
What Sections Are Included in the Account Statement?
Below are the most important sections.
General Summary (First Page)
Here you will see:
Statement period (example: January 1, 2026 – January 31, 2026)
Account number
Beginning and ending balances
Portfolio allocation
Example:
FDIC Insured Deposits: $845.25
Securities: $7,387.17
Total Priced Portfolio: $8,232.42
This first-page summary provides an overview of your account value at the beginning and end of the month, as well as how your assets are distributed (for example, cash held in FDIC-insured deposits for protection versus securities such as stocks, ETFs, or other investments).
FDIC-Insured Deposits:
These generally represent uninvested cash that is “swept” into bank accounts protected by the FDIC, up to standard applicable limits (typically up to US$250,000 per depositor, per bank), subject to current coverage rules.
Securities:
Represents the market value of your investments (such as stocks, ETFs, or other instruments) at the end of the period, calculated based on market closing prices.
Total Priced Portfolio:
This is the combined value of cash and securities in your account at the end of the period, reflecting the total account value based on available market prices on that date.
If the value increased from the beginning balance to the ending balance (as in previous examples), this reflects a positive change resulting from factors such as market movements, dividends, net deposits or withdrawals, among others.
Note: Hapi uses Apex Clearing Corporation as its clearing and custody firm, so account statements follow the standard formats used by U.S.-regulated brokerage firms. The term “Total Priced Portfolio” is commonly used in these statements and refers to the total account value calculated based on market prices.
The following pages typically include detailed breakdowns such as:
Account Activity / Transactions (buys, sells, dividends, deposits/withdrawals)
Positions (individual holdings with number of shares, cost basis, current value, and unrealized gains/losses)
Cash activity
Income (dividends, interest)
Regulatory disclosures (for example, margin information if applicable, SIPC coverage reminder)
Portfolio Summary (Positions Overview)
This section shows:
Asset name
Symbol (Ticker)
Quantity
Current price
Market value
Change vs. previous month
% of portfolio
Example:
Asset | Quantity | Price | Value |
SPY | 2.36309 | $691.97 | $1,635.19 |
META | 0.86913 | $716.50 | $622.73 |
QQQ | 1.42986 | $621.87 | $889.19 |
Here you can analyze:
Which asset has the largest weight in your portfolio
Which positions grew the most
Whether you are too concentrated in a single stock
For example:
SPY represents 19.863% of the portfolio, making it the largest position.
Account Activity
This section shows everything you did during the month:
Purchases
Sales
Dividends
Interest
Fund movements
Example of a purchase:
BOUGHT 01/08/26
BERKSHIRE HATHAWAY (BRK.B)
Quantity: 0.20205
Price: $494.92
Debit: $100.05
This means you invested $100.05 in that stock on that date.
Example of a sale:
SOLD 01/27/26
VANGUARD S&P 500 ETF
Here you can see how much you received from the sale.
Dividends and Interest
This section shows payments received from dividends or interest.
Example:
Dividend SPDR S&P 500 ETF: $3.69
Reinvestment: 0.00372 shares
If it appears as REINVEST, it means the dividend was automatically reinvested to purchase additional shares.
Funds Paid and Received
Here you will see cash inflows and outflows such as:
Journal to BAKKT (crypto): $50.50
This reflects a transfer of cash to Bakkt, Hapi’s supported crypto partner.
Only cash movements to Bakkt are allowed. Transfers to other crypto wallets from a brokerage account are not permitted.
Dividend – SPDR S&P 500 ETF (SPY): $3.69
This corresponds to the cash dividend payment for shares you own of that ETF.
Non-Resident Tax Withheld: $1.11
This is a tax automatically withheld from the dividend before you receive the net amount.
This section reflects all cash movements during the statement period.
FDIC Insured Deposits (Cash)
This section shows the uninvested cash available as buying power.
Example:
Opening Balance: $1,453.88
Closing Balance: $845.25
A decrease usually means that part of the cash was used to:
Buy stocks or ETFs
Transfer to crypto
Withdraw funds
Pay fees (if applicable)
An increase may come from:
Deposits
Sale of securities
Dividend or interest payments
This cash is part of your Total Priced Portfolio, but it is presented separately to highlight what is immediately available for trading or withdrawal.
Pending Settlement
This section shows executed trades that have not yet settled.
Example:
Purchases on 01/30/26 with settlement date 02/02/26
This is normal and is due to the market settlement process (T+1 or T+2, as applicable).
How to Read Your Account Statement Step by Step
1. Review Total Portfolio Growth
Compare:
Beginning balance
Ending balance
If it increased, check whether it was due to:
New deposits
Market performance (investment gains)
Dividends or interest
2. Analyze Your Concentration
Look at the percentage (%) of each asset in your portfolio.
If one asset or sector has too much weight, you may want to evaluate your diversification and consider rebalancing if necessary.
3. Review All Transactions
Confirm that:
All purchases and sales match what you executed
There are no transactions you do not recognize
4. Review Dividends and Reinvestments
This helps you understand how a portfolio can grow passively through dividend reinvestment (DRIP), if activated.
5. Review Available Cash
The amount in FDIC Insured Deposits is uninvested cash.
You can decide whether to keep it in cash (for liquidity or safety) or invest it in stocks, ETFs, or other assets.
Important Information
Your account statement is issued by Apex Clearing Corporation, the firm responsible for clearing and custody of your account (Hapi partners with Apex as its clearing broker, which is standard for U.S.-regulated broker-dealers).
Do you have any questions?
If you need help understanding any specific section of your statement, you can contact our support team through the app.
We’re here to help.
Brokerage services are provided by Hapi Securities, LLC (“Hapi Securities”), a registered broker-dealer and member FINRA/SIPC; see our BrokerCheck. Hapi Securities is a wholly owned subsidiary of Hapi Corp., which provides technology services. Investing involves risk, including possible loss of principal. Account statement values reflect market prices as of the statement date and may fluctuate. SIPC protects against broker-dealer insolvency, not market losses. FDIC insurance applies only to eligible cash deposits at participating banks. Crypto assets are held through Hapi Crypto and Bakkt and not protected by SIPC or FDIC and involve additional risks. This material is for educational purposes only and is not investment or tax advice.