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What is Hapi Prime?

Less friction. More investing.

Hapi Prime is a paid membership (USD 9.99 per month) that gives you better per-trade fees, same-day access to your sale proceeds (in cash accounts), real-time prices, unlimited alerts, and no inactivity fee.

Benefits at a glance

Benefit

Standard

Prime

Immediate sales (cash accounts only)

Trade outside regular hours (24/5 Trading)

$2.99

$0.05

Trade during market hours

$0.10 / $0.15

$0.05

Crypto trading fee (save at certain volume tiers)

Real-time prices

No inactivity fee

The first three rows are per share or per trade; see the detail below. Regulatory fees (SEC fee, TAF on sales) and other charges may apply per the current fee schedule.

Better fee outside regular hours: 24/5 Trading with Prime

When you trade outside regular hours (pre-market, after-hours, and overnight / 24/5 Trading), a Standard account pays $2.99 per trade, regardless of amount or number of shares. With Prime you pay $0.05 per share, the same as during regular hours — no surcharge for trading outside hours.

Trading in extended hours carries risks: lower liquidity, higher volatility, prices that may change or not reflect the regular session, and wider spreads. See the 24/5 Trading article for details.

Immediate sales — cash accounts only

With Prime, in cash accounts you can use the proceeds of a sale to buy another asset the same day, without waiting for the T+1 settlement period. Withdrawing those funds is still available only once settlement completes.

This benefit applies to cash accounts. In margin accounts, sale proceeds are already available immediately to reinvest (Prime not needed)

Assets you buy by reusing sale proceeds the same day go into Locked Assets: you can't sell them until the next business day. (Ex.: sell TSLA Tuesday and buy AMZN that Tuesday → AMZN is locked until Wednesday.)

You can contact our support team here. We're here to help!

Execution fee detail (closing cost)

Item

Standard

Hapi Prime

Regular hours — whole share

$0.10 per share

$0.05 per share

Regular hours — fractional share

$0.15 per share

$0.05 per share

Outside hours (24/5 Trading)

$2.99 per trade

$0.05 per share

(Crypto volume fee table: same as the published article — Prime saves at certain tiers.)

Other benefits

  • Real-time prices (vs. 15-min delay on Standard). Third-party data; accuracy, timeliness and continuity not guaranteed.

  • Unlimited price alerts.

  • No inactivity fee (the USD 4.99 charge that applies to Standard accounts under USD 100 and inactive 60+ days).

How to activate your Hapi Prime subscription?

In the app: Profile → Hapi Prime → Get Prime, and confirm the purchase with your store:

  • Android: charged to your Google Play account upon confirmation.

  • iOS: charged to your App Store account upon confirmation.

Subscription details:

  • Renews automatically.

  • You can cancel at least 24 hours in advance from Google Play → Subscriptions (Android) or App Store → Subscriptions (iOS).

  • One Prime subscription per Google Play / Apple ID account.

  • Taxes are added by the store based on your country, so the total charged may be higher than the base price of USD 9.99.

How much does it cost?

Monthly plan USD 9.99, charged via Google Play / App Store (store taxes may apply). Annual plan: current price at Hapi Prime.

Prime by account type (cash vs. margin)

Topic

Cash account

Margin account

T+1 settlement

Applies

Doesn't apply

Reuse sale proceeds the same day

Only with Prime (to buy; withdrawal on settlement)

Yes, always

Margin accounts: involve borrowing (credit extension), may accrue interest, and carry risks including possible liquidation of your securities. Subject to Regulation T and FINRA 4210. Review the margin risk disclosure before trading on margin.

Important disclosures

Investing in securities involves risk, including the possible loss of principal.

Fractional shares are not transferable in-kind, are illiquid outside the Hapi platform, and can only be liquidated (sold) with the proceeds withdrawn by bank transfer. Hapi only accepts market orders for fractional shares (not limit orders). Fractional positions must be liquidated before account closure.

Brokerage services for stocks and ETFs are offered by Hapi Securities LLC, member of FINRA and SIPC; accounts are custodied through Apex Clearing Corporation. Crypto services are offered by Hapi Crypto, LLC and Bakkt Crypto Solutions, LLC. Hapi Securities LLC is part of Hapi Corp. and its affiliates; it is your responsibility to verify which entity you transact with.

FINRA/SIPC membership does not guarantee the performance of any investment or protect against market losses, and does not imply endorsement or approval of Hapi by FINRA, the SEC, or SIPC. SIPC coverage applies only to certain securities and does not cover cryptocurrencies or losses from price fluctuations. More information at sipc.org. Other charges and regulatory fees may apply.

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