A bond is a debt instrument issued by corporations or governments to raise capital. When you buy a bond, you are the lender: you loan money to the issuer and, in return, receive periodic interest payments known as coupon payments.
Coupon payments are usually made every six months. On each payment date, the issuer sends you the interest for that period. When the bond reaches its maturity date, you receive back the principal you lent (the bond's face value).
Most bonds are fixed-income investments: they generate regular, predictable payments, making them attractive for those seeking stable cash flow. You can hold a bond until maturity and continue receiving that fixed income throughout its term.
At Hapi you can invest in two types of bonds:
Treasury bonds: issued by the United States government. They are considered among the safest instruments in the market, as it is extremely unlikely that the U.S. government will default on its payments.
Corporate bonds: issued by private companies. They generally offer higher interest rates than Treasuries, but carry greater risk: a company may fail to meet its payment obligations if it faces financial difficulties.
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👉 The support team does not provide investment, tax, or legal advice.