Day trading means buying and selling the same stock or ETF on the same trading day. For example, if you buy shares in the morning and sell them in the afternoon, that's one day trade.
What changed?
Since June 4, 2026, FINRA replaced the Pattern Day Trader (PDT) rule with intraday margin requirements. At Hapi, this means:
There's no longer a limit on how many day trades you can make.
You no longer need US$25,000 in equity to day trade.
Hapi no longer counts your day trades. This applies with or without Hapi Prime.
In a margin account
You can day trade as many times as you want, as long as your trades stay within the buying power shown in the app.
If you go beyond it during the day, your account may receive an intraday margin call, and you'll need to cover it, for example by depositing funds. If it isn't covered in time, your account may be restricted for 90 days, and you may not be able to open new positions during that time.
Hapi's buying power limits are more conservative than the maximum allowed, and they're designed to help prevent this type of call.
In a cash account
You can buy and sell on the same day with your available cash.
Money from a sale settles in T+1 (one business day after the trade). Until then, you may have limits on reusing or withdrawing it.
Outside regular hours (Trading 24/5)
You can only trade with your own money (not with margin), and only with limit orders.
Outside regular hours there's usually lower liquidity, higher volatility and wider spreads.
Keep in mind
Day trading can be a high-risk strategy and isn't suitable for all investors. Hapi doesn't promote it.
Each trade has a commission, so trading many times a day can add up. See Hapi's fees and commissions.
Prices can move fast during the day, and you can lose money. With margin, you can lose more than you deposited.
Legal disclaimer: Using margin involves risk and is not suitable for all investors. When trading on margin, you can lose more than your initial investment. Trading outside regular hours involves lower liquidity, higher volatility and wider spreads. Past performance does not guarantee future results. This content is for informational purposes only and does not constitute advice, a recommendation, or an offer to buy or sell securities. Securities are offered through Hapi Securities, LLC, member FINRA/SIPC.