1) Purpose of the raffle
Hapi will conduct a promotional raffle among certain users who complete a survey solely for research and product improvement purposes.
The survey and the raffle have no commercial, advertising, or securities-selling purposes, and do not constitute an investment recommendation or an offer or solicitation to buy or sell securities.
2) Prize
The prize consists of USD 100 (one hundred US dollars), which will be credited as buying power to the Hapi account of the selected winner.
The prize does not constitute interest, yield, return, or investment performance.
The prize is not conditional upon making deposits, investments, trades, or maintaining a minimum balance.
3) Term
The survey may be completed through Tuesday, January 14, 2026 (inclusive).
The raffle will be conducted on Wednesday, January 15, 2026, among all eligible participants who completed the survey within the specified period.
4) Eligibility
Only users who meet all of the following conditions may participate:
Have a registered and enabled Hapi account.
Have received a valid invitation to complete the survey and have completed it in full within the established period.
The promotion is valid only in countries where Hapi operates, void where prohibited by law, and subject to applicable local regulations.
Participation is subject to compliance with Hapi’s KYC, AML, and anti-fraud controls.
5) Winner selection
Among all eligible participants who complete the survey, Hapi will select one (1) single winner at random.
Eligibility determination, validation, and winner selection shall be final and binding, to the extent permitted by applicable law.
6) Winner notification
The winner will be notified on January 15, 2026, the same day the raffle is conducted, via:
Email and/or
WhatsApp message
using the contact details associated with the winner’s Hapi account.
7) Confirmation, crediting, and prize reassignment
The winner must confirm receipt of the winning notification within one (1) business day from the date the notification is sent.
Once confirmation is received, the prize will be credited after confirmation as buying power to the winner’s Hapi account.
If the winner fails to confirm within the stated timeframe, Hapi will reassign the prize to a new winner, selected under the same criteria set forth in these Terms and Conditions.
8) Prize conditions
The prize is personal and non-transferable.
It cannot be redeemed for cash or exchanged for other benefits.
The credit may be subject to internal account controls and may not be immediately withdrawable, in accordance with applicable operational and regulatory policies.
Any tax consequences arising from the prize shall be the sole responsibility of the winning user.
9) Use of personal information
The email address and other data requested in the survey will be used exclusively to:
Verify participation, and
Contact the raffle winner.
Such information will not be used for additional promotional or commercial purposes not previously disclosed by Hapi, without prejudice to Hapi’s general privacy policies.
10) Regulatory compliance
Participation in the raffle does not constitute an offer, solicitation, or recommendation to buy, sell, or hold securities.
Where applicable, brokerage services are provided by Hapi Securities, LLC (a member of FINRA and SIPC), and custody services are provided by Apex Clearing Corporation (an SEC-registered broker-dealer and member of FINRA and SIPC).
Investing involves risks, including the possible loss of principal. Past performance does not guarantee future results.
11) Limitation of liability
Hapi shall not be liable for technical failures, communication errors, delays attributable to third parties, connectivity issues, or the inability to contact the winner due to causes beyond its control.
12) Modifications, suspension, or cancellation
Hapi reserves the right to modify, suspend, or cancel the raffle, in whole or in part, at any time for operational, security, regulatory, or force majeure reasons.
13) Jurisdiction and acceptance
Participation in the raffle implies full acceptance of these Terms and Conditions and Hapi’s general policies.
These Terms and Conditions shall be governed by the applicable laws in the jurisdictions where the promotion is valid.