Log in to your Hapi account, select the "Deposit" option, and choose the country "🇺🇸 United States."
Choose a payment method:
Airtm
Enter the amount (in USD) you wish to deposit and tap "Transfer."
Enter your ID details.
Airtm will open. Log in and make the payment.
Return to Hapi to upload the proof of payment and notify the deposit.
Your deposit will be credited in up to 15 minutes. Fee of 0.65% (min. USD 2.99).
Debit/Credit Card
Enter the amount you wish to deposit.
Select your document type (ID card or passport) and enter the number.
Enter your card details.
That's it! Your deposit will be credited in up to 15 minutes (if there is a security review, it may take up to 1 business day), and you can start investing. Fee of 3.85% (min. USD 2.99).
International Wire Transfer
Copy the bank information and complete the transfer from your bank. ACH transfers are not accepted to these bank details. ACH deposits are made from the app (Banking → Transfer money → Deposit funds → ACH) with your U.S. bank account linked through Plaid.
BMO Harris Bank
Bank Address: 111 W Monroe St, Chicago, IL 60603
Apex Clearing Corporation
Beneficiary Address: 350 North St. Paul Street 1300, Dallas, TX 75201
ABA: 071000288
SWIFT Code: HATRUS44
Apex Clearing Account Number: 3713286
For Further Credit:
Client Account # (Enter your 8-digit account #)
Name: Enter your First and Last Name
Send the proof of transfer to [email protected].
Deposits made on weekends or U.S. holidays are processed starting the next business day (see holidays).
Times are estimates, may vary by bank and method, and are not guaranteed.
Fees are for reference only and subject to change. The current fee is always shown in the app before you confirm your deposit.
ACH (from a U.S. bank account): fee of US$2.99 per transaction; 1–4 business days. Made from the app (Banking → Transfer money → Deposit funds → ACH), with your account linked through Plaid. ACH deposits made on weekends or U.S. holidays are processed starting the next business day. Learn more in ACH Deposits and Withdrawals.
International transfers must be in US dollars (USD), and processing time varies (usually 1 to 3 business days). Your bank or intermediary banks may charge fees for the transfer.
If this is your first deposit, you will need to validate your identity to access it. The crediting time starts counting from the moment you validate your identity.
We only accept cards in your name and issued in countries where Hapi operates.
If you use a credit card, your bank may treat the deposit as a cash advance and charge you interest or additional fees. Keep in mind that investing with borrowed money increases your risk.
Additional fees may apply from your bank depending on your financial institution and country. We recommend checking with them for more details.
Deposit Cryptocurrencies
Log in to your Hapi account and go to the "Transfers" section.
Select "Transfer Cryptocurrencies" and "Deposits."
Choose the coin you want to transfer from the list of available options.
Copy or scan your Hapi wallet address.
Go to your crypto wallet or exchange and transfer the amount of crypto you want, using the wallet address and the compatible network for that coin.
Cryptocurrency transactions usually take between 60 and 120 minutes. Times may vary depending on the amount of coins and the network used. Crypto deposits made on weekends or U.S. holidays are processed starting the next business day. Make sure you send your crypto over the same network: if it is sent over a different network, it may not be recoverable.
Crypto services are provided by Bakkt Crypto Solutions, LLC, not by Hapi Securities LLC. Crypto is not protected by SIPC or the FDIC, is highly speculative and volatile, and you could lose the entire amount invested.
Hapi Securities LLC | Member of FINRA and SIPC