Cross Payments is a new way to fund your Hapi account directly from your local bank in Peru. It’s a faster, more affordable, and safer way to deposit, designed to make your investing experience smoother.
For now, it’s only available for users in Peru with accounts at BBVA and soon BCP.
What are the benefits?
Bank deposits in soles or dollars, with no complications.
Affordable flat fees:
$1.99 for deposits in soles.
$2.99 USD for deposits in dollars.
For example, depositing $1,000 USD costs only $1.99 in soles or $2.99 in dollars — a flat amount that doesn’t increase with higher deposits (0.00% percentage fee).
Approximate processing time: 1 business day.
How to use Cross Payments
Follow these steps in the Hapi app:
Go to the Banking section.
Select Transfer to Hapi.
Choose Peru as your country.
Select Cross Payments (soles or dollars) according to your currency.
Enter the amount in USD you wish to deposit and tap Transfer.
Copy the banking details shown on screen.
Make the transfer from your online banking app.
Once completed, return to Hapi and upload the payment receipt to confirm your deposit.
Make sure the bank account you use is under your own name.
Need help?
If you have any questions or issues with your deposit, our support team is here to help. You can reach us here.