Updated: February 19, 2026
1) Campaign Purpose
Hapi Securities, LLC (“Hapi”) will run a promotional campaign titled “24 Hours – Deposit-Conditional Promotional Credit,” directed exclusively to invited users.
The campaign consists of crediting a fixed promotional credit of USD $3 (three U.S. dollars) to selected users. To keep the credit, the user must complete an eligible deposit within the timeframe indicated in these Terms and Conditions.
The incentive is an exclusively promotional benefit. It does not modify Hapi’s regular fee structure, does not constitute interest, yield, profitability, or return on investment, does not imply an investment recommendation, and is not conditioned on executing any securities buy or sell transactions.
The benefit is governed exclusively by these Terms and Conditions.
2) Promotion Period
The promotional credit will be credited to the user within a reasonable period after Hapi sends the official invitation, according to the timestamp recorded in Hapi’s internal systems (“Start of the Promotional Period”).
The user will have 24 hours from the Start of the Promotional Period to complete an eligible deposit in order to keep the credit (“Promotional Period”).
If the user does not complete an eligible deposit within the Promotional Period, the promotional credit may be automatically removed or reversed.
3) Scope, Eligibility, and Selection
The campaign is directed exclusively to users who:
Have a registered and active Hapi account.
Have received a direct invitation through an enabled official channel.
Meet the internal segmentation criteria defined by Hapi.
Eligibility will be determined exclusively based on Hapi’s internal records. The promotion is valid only in jurisdictions where Hapi operates and is void where prohibited by law.
4) Requirement to Keep the Promotional Credit
To keep the promotional credit, the user must complete at least one (1) eligible deposit for a minimum amount of USD $20 within the Promotional Period.
A deposit will be considered “completed” if the deposit request is properly submitted in the app within the Promotional Period, according to Hapi’s recorded timestamp.
The deposit must:
Settle successfully.
Pass Hapi’s internal KYC, AML, and anti-fraud controls.
If the deposit is reversed, canceled, or subject to chargeback, the promotional credit may be removed or reversed.
The promotional credit will not be considered part of the eligible deposit amount, nor will it constitute a user deposit for any contractual or regulatory purpose.
5) Valid Methods and Exclusions
Valid methods will be only those enabled and visible to the user within the app at the time of deposit, including local transfers, international transfers, and Airtm, if enabled.
Excluded: card deposits, cryptocurrency deposits, deposits made by third parties, or deposits whose information does not match the Hapi account holder.
6) Benefit Conditions
Hapi will credit a fixed promotional credit of USD $3 per eligible user.
The benefit is one-time, personal, and non-transferable, applicable to one (1) user during the Promotional Period, and not combinable with other promotions.
The promotional credit does not accrue interest.
The promotional credit will be credited as promotional balance subject to the reversal terms described in this document.
Hapi may remove or reverse the promotional credit if:
The user does not complete an eligible deposit within the Promotional Period.
The associated deposit is canceled, reversed, or subject to chargeback.
Patterns are detected that, in Hapi’s reasonable discretion, constitute abusive use of the promotion, including deposits followed by immediate withdrawals, transaction structuring, or the creation of multiple accounts.
The promotional credit is funded by Hapi as a commercial incentive and does not constitute client funds until the requirements established in these Terms and Conditions are met.
7) Credit and Reversal of the Promotional Credit
The promotional credit will be credited at the start of the Promotional Period or within a reasonable period after Hapi sends the official invitation.
The promotional credit may be removed if the user does not complete an eligible deposit within 24 hours from the Start of the Promotional Period.
Until the user completes an eligible deposit within the Promotional Period, the promotional credit will not be withdrawable or transferable, and it may be automatically removed or reversed by Hapi in accordance with these Terms and Conditions.
If the user completes an eligible deposit within the Promotional Period, the credit will remain credited, subject to final settlement of the deposit, standard internal validation processes, and the reversal conditions established in these Terms and Conditions.
If the eligible deposit is later canceled, reversed, or subject to chargeback, the promotional credit may be voided or reversed by Hapi.
8) Regulatory Compliance and Communications
Communications related to this campaign are promotional and informational in nature, do not constitute an investment recommendation, and do not guarantee results. The benefit does not imply that investing is appropriate for all users. Participation is subject to compliance with KYC, AML, and anti-fraud controls. Hapi may suspend or cancel the benefit upon reasonable indications of fraud or non-compliance with these Terms and Conditions.
9) Limitation of Liability
Hapi will not be responsible for technical failures, delays attributable to third parties, interruptions in payment providers, or force majeure events affecting the crediting, display, or reversal of the promotional credit, or the availability of deposit methods during the Promotional Period.
10) Modifications or Cancellation
Hapi may modify, suspend, or cancel the campaign for operational, regulatory, security, or force majeure reasons. Modifications will not affect benefits that have already validly qualified under these Terms and Conditions.
11) Data Privacy
Personal data will be processed in accordance with Hapi’s current Privacy Policy.
12) Tax Matters
Any tax consequences arising from the benefit will be the sole responsibility of the user in accordance with applicable legislation in their jurisdiction.
13) Jurisdiction and Acceptance
Participation in the campaign implies full acceptance of these Terms and Conditions and Hapi’s applicable general policies. These Terms are governed by the applicable laws in the jurisdictions where the promotion is valid.
Hapi Securities, LLC is a broker-dealer registered with the SEC and a member of FINRA and SIPC. For inquiries: [email protected].