Terms and Conditions – Flash Campaign: First Deposit Fee Cashback

Hapi Securities, LLC (“Hapi”) will run a flash promotional campaign targeted to selected invited users, under which it will grant a promotional reimbursement (“cashback”) equivalent to the deposit fee actually charged by Hapi, with a maximum cap of USD $5 (five U.S. dollars), applicable exclusively to the user’s first eligible deposit.

Additionally, Hapi will grant an extra promotional credit in a fixed amount of USD $0.15 (fifteen cents).

Both the cashback and the promotional credit are promotional benefits only, do not modify or replace Hapi’s regular fee structure, and do not constitute interest, yield, profitability, or investment return, nor do they imply any recommendation. Both benefits are governed by these Terms and Conditions.

The campaign will be valid only on Thursday, January 29, 2026, from 00:00 to 23:59 (UTC-5).

Deposits made outside this period will not qualify for the benefit.

This campaign is directed exclusively to users who meet ALL of the following conditions:

a) Have a registered and active Hapi account.

b) Have not made any prior deposits into Hapi at the time of receiving the invitation.

c) Have received an official invitation communication from Hapi through one of its authorized official channels (email, WhatsApp, in-app notification, or another official channel).

Eligibility will be determined solely based on Hapi’s internal records, including segmentation, filtering, and communication-delivery processes.

Users who did not receive a direct invitation will not be considered participants, even if they meet other conditions.

The promotion is valid only in countries where Hapi operates, is void where prohibited, and is subject to applicable local regulations.

To qualify for the benefit, the user must submit their first eligible deposit during the Validity Period, where a deposit is considered “submitted” once the deposit request has been successfully completed in the Hapi application by 23:59 on Thursday, January 29, 2026 (UTC-5), according to Hapi’s system timestamp.

The deposit does not need to be confirmed or fully completed on the same day of the Validity Period.

All deposits are subject to subsequent internal validation, including KYC, AML, anti-fraud, and operational controls. If a deposit is reversed, canceled, charged back, or fails such controls, the benefit will not apply.

The eligible deposit must be for a minimum amount of USD $20 (twenty U.S. dollars) or its equivalent in local currency, based on the applicable exchange rate at the time of processing.

Hapi will reimburse, as a promotional benefit, the deposit fee actually charged by Hapi on the user’s first eligible deposit, up to a maximum of USD $5.

In addition to the cashback, Hapi will grant a fixed promotional credit of USD $0.15.

This credit:

The credit may not be immediately withdrawable until:

i) the eligible deposit has been definitively confirmed; and
ii) the account has successfully passed applicable KYC, AML, and anti-fraud controls.

Benefits are one-time, personal, and non-transferable, applicable exclusively to the first deposit and not cumulative with other promotions.

The benefits do not cover third-party fees, charges, or costs other than those expressly stated, including bank fees, intermediary charges, or FX spreads.

The cashback and promotional credit will be credited to the user’s Hapi account in USD within a maximum of five (5) business days, counted from the successful validation of the eligible deposit.

Benefits do not accrue interest and are subject to Hapi’s internal controls.

The cashback and any promotional credit may be considered taxable income for the client, depending on applicable law. Hapi does not provide tax advice and does not determine individual tax obligations. Clients are solely responsible for determining whether benefits are taxable in their jurisdiction and for reporting them accordingly. Hapi may report promotional credits to tax authorities when required by law.

Campaign communications are informational and promotional in nature and do not constitute investment advice or a guarantee of results.

None of the benefits are conditioned on making investments or executing trades, nor do they constitute a recommendation to buy, sell, or hold securities.

Participation is subject to compliance with Hapi’s KYC, AML, and anti-fraud processes. Hapi reserves the right to suspend or cancel benefits in cases of suspected fraud, promotional abuse, or violation of these Terms.

Hapi shall not be responsible for technical failures, processing errors, delays attributable to third parties, or the availability of deposit methods during the Validity Period.

Hapi may modify, suspend, or cancel the campaign, in whole or in part, for operational, regulatory, security, or force majeure reasons.

Such changes will not affect benefits that have already been validly qualified under these Terms and Conditions.

Any tax consequences arising from the benefits shall be the sole responsibility of the user, in accordance with applicable law.

Participation in the campaign implies full acceptance of these Terms and Conditions and Hapi’s applicable general policies.

These Terms and Conditions are governed by the laws applicable in the jurisdictions where the promotion is valid.

For inquiries: [email protected]